[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.femax.cz\/kreditni-karty-mohou-i-dobre-poslouzit\/#Article","mainEntityOfPage":"https:\/\/www.femax.cz\/kreditni-karty-mohou-i-dobre-poslouzit\/","headline":"Kreditn\u00ed karty mohou i dob\u0159e poslou\u017eit","name":"Kreditn\u00ed karty mohou i dob\u0159e poslou\u017eit","description":"Nejen banky, ale i r\u016fzn\u00e9 obchody, benz\u00ednov\u00e9 pumpy a jin\u00e9 firmy \u010di spole\u010dnosti nab\u00edzej\u00ed jako sv\u016fj vedlej\u0161\u00ed produkt kreditn\u00ed karty. Kreditn\u00ed karty na rozd\u00edl od debetn\u00edch karet nab\u00edzej\u00ed vlastn\u011b pen\u00edze ur\u010dit\u00e9 banky, kter\u00e1 v\u00e1m je d\u00e1v\u00e1 k dispozici za jist\u00fdch podm\u00ednek. N\u011bkte\u0159\u00ed sv\u00e9 slu\u017eby dokonce pou\u017e\u00edv\u00e1n\u00edm kreditn\u00edch karet podmi\u0148uj\u00ed. Potom to m\u016f\u017ee vypadat...","datePublished":"2016-09-23","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.femax.cz\/author\/#Person","name":"","url":"https:\/\/www.femax.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/04053961f5a3d2af1f56d865c7fc774bb6a80b9754b2f4c57fa4f8cefa253bd4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/04053961f5a3d2af1f56d865c7fc774bb6a80b9754b2f4c57fa4f8cefa253bd4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"femax.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.femax.cz\/wp-content\/uploads\/img_a277310_w1751_t1599327587.jpg","url":"https:\/\/www.femax.cz\/wp-content\/uploads\/img_a277310_w1751_t1599327587.jpg","height":0,"width":0},"url":"https:\/\/www.femax.cz\/kreditni-karty-mohou-i-dobre-poslouzit\/","wordCount":418,"articleBody":"Nejen banky, ale i r\u016fzn\u00e9 obchody, benz\u00ednov\u00e9 pumpy a jin\u00e9 firmy \u010di spole\u010dnosti nab\u00edzej\u00ed jako sv\u016fj vedlej\u0161\u00ed produkt kreditn\u00ed karty. Kreditn\u00ed karty na rozd\u00edl od debetn\u00edch karet nab\u00edzej\u00ed vlastn\u011b pen\u00edze ur\u010dit\u00e9 banky, kter\u00e1 v\u00e1m je d\u00e1v\u00e1 k dispozici za jist\u00fdch podm\u00ednek. N\u011bkte\u0159\u00ed sv\u00e9 slu\u017eby dokonce pou\u017e\u00edv\u00e1n\u00edm kreditn\u00edch karet podmi\u0148uj\u00ed. Potom to m\u016f\u017ee vypadat tak, \u017ee pokud chcete nap\u0159\u00edklad u banky vy\u0159e\u0161it ni\u017e\u0161\u00ed \u00faroky u nov\u011b sjednan\u00e9ho \u00fav\u011bru nebo hypot\u00e9ky, mus\u00edte souhlasit, \u017ee budete jejich kreditn\u00ed kartu aktivn\u011b vyu\u017e\u00edvat po celou dobu spl\u00e1cen\u00ed \u00fav\u011bru nebo i hypot\u00e9ky.A je kreditn\u00ed karta opravdu tak nev\u00fdhodn\u00e1? Samoz\u0159ejm\u011b jako ka\u017ed\u00fd produkt, tak i kreditn\u00ed karta m\u00e1 sv\u00e9 v\u00fdhody a nev\u00fdhody. Pokud se vr\u00e1t\u00edm k situaci, kdy ji z\u00edsk\u00e1te k n\u011bjak\u00e9mu bankovn\u00edmu produktu za cenu sn\u00ed\u017een\u00ed \u00farok\u016f, potom ji m\u016f\u017eete vyu\u017e\u00edvat zcela bezplatn\u011b nap\u0159\u00edklad tak, \u017ee ka\u017ed\u00fd m\u011bs\u00edc touto kartou zaplat\u00edte benz\u00edn nebo naftu do va\u0161eho automobilu. Zaplacenou \u010d\u00e1stku na \u00fa\u010det zase vr\u00e1t\u00edte a nic se ned\u011bje.A jak vlastn\u011b kreditn\u00ed karty funguj\u00ed? Je to vlastn\u011b na principu \u00fav\u011bru, kter\u00fd v\u00e1m banka poskytuje i bez\u00faro\u010dn\u011b za ur\u010dit\u00fdch podm\u00ednek. T\u00edm z\u00edsk\u00e1v\u00e1te neust\u00e1lou finan\u010dn\u00ed rezervu. Nikdy p\u0159ece nev\u00edte, kdy budete nutn\u011b pot\u0159ebovat ur\u010ditou finan\u010dn\u00ed \u010d\u00e1stku. Pou\u017e\u00edv\u00e1n\u00edm t\u011bchto karet nav\u00edc z\u00edsk\u00e1v\u00e1te i mo\u017enost \u010derp\u00e1n\u00ed slev a bonus\u016f v r\u016fzn\u00fdch obchodech.Pou\u017e\u00edv\u00e1n\u00ed t\u011bchto karet s sebou nese samoz\u0159ejm\u011b i nev\u00fdhody. V p\u0159\u00edpad\u011b, \u017ee nestihnete \u010d\u00e1stku v\u010das vr\u00e1tit na \u00fa\u010det, mus\u00edte po\u010d\u00edtat s vy\u0161\u0161\u00edmi \u00faroky. N\u011bkter\u00e9 veden\u00ed \u00fa\u010dt\u016f karet m\u016f\u017ee b\u00fdt i vy\u0161\u0161\u00ed ne\u017e jste zvykl\u00ed u veden\u00ed b\u011b\u017en\u00fdch \u00fa\u010dt\u016f. A v neposledn\u00ed \u0159ad\u011b mus\u00edte m\u00edt na mysli, \u017ee v\u00fdb\u011bry v hotovosti v bankomatech m\u016f\u017ee b\u00fdt za pom\u011brn\u011b vysok\u00fd poplatek.A proto ne\u017e podep\u00ed\u0161ete souhlas s pou\u017e\u00edv\u00e1n\u00edm n\u011bkter\u00e9 z kreditn\u00edch karet, nejen si pozorn\u011b si p\u0159e\u010dt\u011bte ve\u0161ker\u00e9 podm\u00ednky, ale tak\u00e9 se zamyslete nad t\u00edm, zda v\u00e1m p\u0159inese skute\u010dn\u00e9 v\u00fdhody.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kreditn\u00ed karty mohou i dob\u0159e poslou\u017eit","item":"https:\/\/www.femax.cz\/kreditni-karty-mohou-i-dobre-poslouzit\/#breadcrumbitem"}]}]