[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.femax.cz\/podnikatele-pujcky-a-zaznamy-v-registrech-co-maji-spolecneho\/#Article","mainEntityOfPage":"https:\/\/www.femax.cz\/podnikatele-pujcky-a-zaznamy-v-registrech-co-maji-spolecneho\/","headline":"Podnikatel\u00e9, p\u016fj\u010dky a z\u00e1znamy v registrech, co maj\u00ed spole\u010dn\u00e9ho?","name":"Podnikatel\u00e9, p\u016fj\u010dky a z\u00e1znamy v registrech, co maj\u00ed spole\u010dn\u00e9ho?","description":"Pot\u0159ebujete si p\u016fj\u010dit pen\u00edze? Jste podnikatel nebo firma? I mal\u00ed \u017eivnostn\u00edci jako jsou OSV\u010c, kte\u0159\u00ed pot\u0159ebuj\u00ed pen\u00edze pro podnik\u00e1n\u00ed, si berou \u00fav\u011br pro podnikatele. Nejl\u00e9pe formou hypot\u00e9ky, proto\u017ee d\u00edky n\u00ed m\u00e1te zaji\u0161t\u011bn\u00e9 n\u00edzk\u00e9 spl\u00e1tky a proto\u017ee ru\u010d\u00edte nemovitost\u00ed, tak i n\u00edzkou \u00farokovou sazbu. P\u0159itom doba spl\u00e1cen\u00ed m\u016f\u017ee b\u00fdt nastaven\u00e1 jakkoliv, nejd\u00e9le i na...","datePublished":"2021-04-11","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.femax.cz\/author\/#Person","name":"","url":"https:\/\/www.femax.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/04053961f5a3d2af1f56d865c7fc774bb6a80b9754b2f4c57fa4f8cefa253bd4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/04053961f5a3d2af1f56d865c7fc774bb6a80b9754b2f4c57fa4f8cefa253bd4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"femax.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.femax.cz\/wp-content\/uploads\/kalkula%C4%8Dka%20notebook%20%C5%BEena.jpeg","url":"https:\/\/www.femax.cz\/wp-content\/uploads\/kalkula%C4%8Dka%20notebook%20%C5%BEena.jpeg","height":0,"width":0},"url":"https:\/\/www.femax.cz\/podnikatele-pujcky-a-zaznamy-v-registrech-co-maji-spolecneho\/","about":["Online"],"wordCount":450,"articleBody":"   Pot\u0159ebujete si p\u016fj\u010dit pen\u00edze? Jste podnikatel nebo firma? I mal\u00ed \u017eivnostn\u00edci jako jsou OSV\u010c, kte\u0159\u00ed pot\u0159ebuj\u00ed pen\u00edze pro podnik\u00e1n\u00ed, si berou \u00fav\u011br pro podnikatele. Nejl\u00e9pe formou hypot\u00e9ky, proto\u017ee d\u00edky n\u00ed m\u00e1te zaji\u0161t\u011bn\u00e9 n\u00edzk\u00e9 spl\u00e1tky a proto\u017ee ru\u010d\u00edte nemovitost\u00ed, tak i n\u00edzkou \u00farokovou sazbu.P\u0159itom doba spl\u00e1cen\u00ed m\u016f\u017ee b\u00fdt nastaven\u00e1 jakkoliv, nejd\u00e9le i na dobu 30 let.Nebankovn\u00ed hypot\u00e9ky bez registru znamenaj\u00ed pr\u00e1v\u011b druh podnikatelsk\u00e9ho \u00fav\u011bru.Prvn\u00ed kroky \u010dasto vedou do banky, jenom\u017ee tam mnoho z podnikatel\u016f neusp\u011bje. \u010c\u00edm je to d\u00e1no? Prozrad\u00ed v\u00e1m to u ok\u00fdnka nebo na sch\u016fzce v\u016fbec n\u011bkdo? Nebo v\u00e1s jenom odm\u00edtnou s t\u00edm, \u017ee jste nesplnili jejich podm\u00ednky? A\u0165 tak \u010di onak, mus\u00edte hledat mo\u017enosti jinde. Nebankovn\u00ed syst\u00e9m v dne\u0161n\u00ed dob\u011b konkuruje bank\u00e1m a jako takov\u00fd m\u00e1 dal\u0161\u00ed specifick\u00e9 mo\u017enosti. Nap\u0159\u00edklad m\u016f\u017ee tolerovat z\u00e1znam v registrech dlu\u017en\u00edk\u016f jak bankovn\u00edho tak i nebankovn\u00edho druhu. Co to p\u0159esn\u011b znamen\u00e1? \u017de pokud jste podnikatel, firma nebo OSV\u010c a pot\u0159ebujete pen\u00edze pro podnik\u00e1n\u00ed, pak si m\u016f\u017eete vy\u0159\u00eddit nebankovn\u00ed hypot\u00e9ku bez registru. Nezkoumaj\u00ed se registry, zji\u0161t\u011bn\u00e9 z\u00e1znamy nejsou p\u0159ek\u00e1\u017ekou k z\u00edsk\u00e1n\u00ed \u00fav\u011bru. Nebankovn\u00ed spole\u010dnosti toti\u017e mohou b\u00fdt k t\u011bmto z\u00e1znam\u016fm shov\u00edvav\u00e9 a mohou je tolerovat, proto\u017ee nic z toho neud\u00e1v\u00e1 z\u00e1kon. Pokud spln\u00edte v\u0161echny ostatn\u00ed podm\u00ednky, pak se nemus\u00edte ni\u010deho ob\u00e1vat a \u00fav\u011br m\u016f\u017eete z\u00edskat.Pokud jste pr\u00e1v\u011b zjistili, \u017ee m\u00e1te z\u00e1znam, pak nezoufejte. Z\u00e1znam m\u016f\u017ee m\u00edt v dne\u0161n\u00ed dob\u011b ka\u017ed\u00fd druh\u00fd. V\u011bt\u0161inou se jedn\u00e1 o nezaplacen\u00e9 pau\u0161\u00e1ly za telefon, odlo\u017eenou slo\u017eenku, nezaplacenou fakturu v\u010das. To v\u0161echno m\u016f\u017ee znamenat z\u00e1znam, je\u0161t\u011b p\u0159esn\u011b \u0159e\u010deno, sta\u010d\u00ed se prost\u011b jednou opozdit se spl\u00e1tkou za telefon, nezaplatit fakturu v\u010das a u\u017e m\u00e1te z\u00e1znam. Pro banku jste ihned nebonitn\u00ed klient, proto\u017ee banky si to hl\u00eddaj\u00ed a nikomu takov\u00e9mu nep\u016fj\u010d\u00ed. Jste pro n\u011b dlu\u017en\u00edk a t\u00edm z\u016fstanete po dobu 5 let, ne\u017e se z\u00e1znam bude moci vymazat.P\u0159itom nebankovn\u00ed spole\u010dnosti mohou poskytnout podobn\u00fd \u00fav\u011br jako je tomu v bance. Provedou odhad nemovitosti, z\u00edskat m\u016f\u017eete a\u017e 70% a nastav\u00ed i n\u00edzk\u00e9 spl\u00e1tky a dlouhou dobu spl\u00e1cen\u00ed nap\u0159\u00edklad a\u017e 30 let.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Podnikatel\u00e9, p\u016fj\u010dky a z\u00e1znamy v registrech, co maj\u00ed spole\u010dn\u00e9ho?","item":"https:\/\/www.femax.cz\/podnikatele-pujcky-a-zaznamy-v-registrech-co-maji-spolecneho\/#breadcrumbitem"}]}]